Credit & Debit
Credit plays a crucial role in many aspects of life from getting a job, securing a mortgage to applying for a credit card and getting lower insurance rates. At Vivid Financial Counselors, we will empower and guide you on all aspects of credit:
Uses of Credit
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Productive vs. counterproductive uses of credit cards.
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Criteria for obtaining credit.
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Taking advantage of the grace period.
Credit Reports and Scores
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How to obtain 3 free credit reports.
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What information is included in credit reports.
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Factors affecting credit scores.
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How and why to build, rebuild, or maintain a strong credit rating.
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Addressing credit report errors.
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Obtaining and monitoring credit reports.
Identity Theft
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Minimizing risks through personal information protection, document shredding, credit freezes, and financial statement monitoring.
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Recovering from identity theft, including filing a police report, FTC affidavit, contacting creditors, and setting up fraud alerts.
Take the first step towards smarter credit management. Call Vivid Financial Counselors now and book your free consultation Let’s get started to empower your financial future.
About
Hello, I’m Bert Delgado, with over four decades of experience in broadcast operations and financial management at a global company, specializing in leading teams and overseeing multimillion-dollar projects with a focus on effective financial management.
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My passion for financial organization comes from my upbringing and a desire to support younger generations, including my millennial and Gen Z daughters. Raised in a frugal household, I learned the value of savings and financial planning early on. Inspired by my father's foresight in securing our family's future through savings, I founded Vivid Financial Counselors to help others achieve financial security and success.
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Together, we’ll ensure you’re prepared for any challenges that may arise, while also saving for brighter days ahead.
At Vivid Wealth Financial Advisors, we may not have all the answers, but we excel in knowing where to find them. Our commitment is to provide you with the expert guidance and access to the right solutions for your financial needs.